Privacy Policy

Effective date: January 16, 2015

Welcome to TXN. TXN Solutions, Inc. knows that you care about how personal information is used and shared, and we take privacy seriously. Please read the following Privacy Policy. This Privacy Policy governs use of information acquired by TXN Solutions, Inc. through its services accessed at txn.com (“Services”). If you have any questions about this policy, you may contact us at support@txn.com.

What does this Privacy Policy cover?

This Privacy Policy protects only information that identifies a person (“Personal Information”). By way of example, information that is anonymous, aggregated to remove identifying information, or that no longer identifies a person is not “Personal Information” and is not controlled by this policy. This policy does not cover the practices of companies we don’t own or control, or people that we don’t manage.

We do not knowingly collect or solicit information from anyone under the age of 13. If you are under 13, please do not use the Services or send any information about yourself to us. If you believe that a child under 13 may have provided us with information, please contact us at support@txn.com.

Will TXN ever change this Privacy Policy?

We constantly improve our Services, and this policy may change along with the Services. We reserve the right to change this policy at any time. Users of the Services are free to reject changes to this policy. Unfortunately, as described in the Terms of Use, if a user rejects changes to this policy, he or she is no longer permitted to use the Services. Any modifications or deviations from this policy may only be made in a writing signed by an authorized employee of TXN Solutions, Inc.

What information does TXN acquire and how is it used?

Like all website and web service operators, TXN acquires, analyzes, and transfers information. We do so in order to operate and maintain our current Services and to do business with customers and business partners. For example, except as we promise not to do under this Privacy Policy, we may acquire, use, and transfer:

  • information that users of the Services provide to us;
  • information concerning the use of Services by users;
  • information about users of the Services that we receive from business partners; and
  • information that users of the Services have made public.

We sell data submitted to us after it has been anonymized and aggregated. This sale of data is an important part of our business.

TXN may use information in order to correspond with users of its websites and services. We may use information to verify the identity of users, to check user qualifications, and to follow up with transactions initiated on our website(s). We may use contact information to inform users of any changes to our Services or to send users additional information about us and our products and services. We may, or may not, control the use of information by users, business partners, and customers.

What Personal Information does TXN collect?

We acquire and store Personal Information provided to us directly. We also acquire and store Personal Information that users of our Services provide to us indirectly by permitting us to retrieve the information from another party such as a bank or other financial institution. For example, we may acquire and store names, email addresses, and credit and debit card information.

Does TXN share Personal Information?

Unless we’ve received appropriate consent, we will not transfer, lease, or sell Personal Information to any party for their marketing purposes.

Consistent with the above, and by way of example, we may do the following:

We may use Personal Information in order to market and deliver our Services or to operate our business, and we may share that information with other parties who help us do so.

If TXN is acquired or sells all or a portion of its assets to another company, or declares bankruptcy, it is likely that information held by TXN will be transferred away from TXN. Nothing in the policy is meant to forbid such a transfer.

We may share Personal Information in response to a subpoena, court order, or other governmental request, or when we believe in good faith that disclosure is reasonably necessary to protect the rights or interests of TXN, its affiliates, customers, business partners, or the public at large.

Third Party Services

TXN may use Plaid Technologies, Inc. (“Plaid”) to gather End User’s data from financial institutions. By using our service, you grant TXN and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy.

Is Personal Information secure?

We employ security measures like powerful encryption techniques designed to prevent the loss, misuse, and alteration of information, but we make no assurances about our ability to prevent any such loss, misuse, or alteration.

Where is Personal Information stored?

The facilities of TXN and its business partners are located around the world. As a result, information provided to us may be delivered to, and processed in, a country that mandates a lesser level of data protection than does the user’s home country.

What about cookies and beacons?

A cookie is a string of information that a website stores on a visitor’s device and that the visitor’s browser provides to a website each time the visitor returns. We use cookies to help us identify and track visitors, their usage, and their access preferences. Users who do not wish to have cookies placed on their device should set their browser to refuse cookies before using our Services, with the drawback that certain features of the Services may not function properly without the aid of cookies. This Privacy Policy does not cover cookies set parties other than TXN. A web beacon is a small (often invisible) graphic image or other web programming code embedded in a web page or email. Web beacons or similar technologies may be used by TXN for a number of purposes, including to count visitors to our websites, to monitor how users navigate our websites, and to count how many sent email messages are actually opened.

What if I have questions about this policy?

If you have any questions or concerns regarding this privacy policy please send us a detailed message at support@txn.com.